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Property Description
A rare 3-bedroom opportunity in Palm Cay! Welcome to this move-in ready 3 bedroom, 2 bath, 2 car garage home featuring a great combination of indoor and outdoor living. This home is wonderfully tucked into a quieter corner of the community with minimal through traffic. Inside, the home offers a private split-bedroom floor plan with cathedral ceilings, tile and laminate flooring, stainless steel appliances, oak cabinetry, a newer refrigerator and plenty of storage. A huge bonus is the 204 sq. ft. enclosed lanai with its own mini-split system, creating valuable additional space for relaxing, entertaining, hobbies or a home office. Major updates include a 2022 roof and HVAC system, along with a water heater that is approximately three years old. A 12, 000-watt generator is also included with this home which provides additional peace of mind, while the garage features an epoxy-coated floor and a 10x10 attic storage area with pull-down stairs. The nearly new washer and dryer also stay with the home. More added features include fresh interior paint, a water softener, gutters and downspouts and an irrigation system. Whether you want to spend your time in the air-conditioned enclosed lanai, under roof patio or the brick-paved outdoor patio, this home has the flexibility to let you enjoy your time the way you want to. The fenced backyard with two gates is perfect if you have pets. With three bedrooms, additional climate-controlled living space, significant recent updates and a quieter location within Palm Cay, this home offers a combination that can be difficult to find in the community.
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Assumptions and Disclosures
- Interest rates and APRs presented are based on current market rates, are for informational purposes only, are subject to change without notice and may be subject to pricing add-ons related to property type, loan amount, loan-to-value, credit score and other variables - call for details.
- This is not a credit decision or a commitment to lend.
- Depending on loan guidelines, mortgage insurance may be required
- If mortgage insurance is required, the mortgage insurance premium could increase the APR and the monthly mortgage payment. Additional loan programs may be available.
- APR (annual percentage rate) reflects the effective cost of your loan on a yearly basis, taking into account such items as interest, most closing costs, discount points (also referred to as "points"), and loan-origination fees. One point is 1% of the mortgage amount (e.g., $1,000 on a $100,000 loan).
- Your monthly payment is not based on APR, but instead on the interest rate on your Note.
- Adjustable Rate Mortgage (ARM) rates assume no increase in the financial index after the initial fixed period. ARM rates and monthly payments are subject to increase after the fixed period.
- These special rates presented here are only available when you pre-qualify and are not guaranteed until lock-in.
- Amounts may be rounded up. Additional fees and closing costs apply. If the down payment is less than 20%, mortgage insurance may be needed, which could increase the monthly payment and APR.
- Calculations are generated by Open Source mortgage calculation software tools using common mathematical formulas. All calculations should be independently verified.
- Please contact a loan specialist to get specific payment examples and information regarding your particular needs.































































