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Property Description
Welcome to this spacious and beautifully updated 2-bedroom, 2-bath home offering 1, 726 sq. ft. of living space under heat and air, a desirable split-bedroom floor plan, and a 2-car garage in a gated 55+ community. The inviting layout offers plenty of room to relax, entertain, and enjoy a comfortable Florida lifestyle.
The generous living room flows into an open kitchen featuring ample counter space and a peninsula perfect for casual dining or gathering with friends. A separate dining area provides additional space for entertaining.
The split-bedroom design offers privacy for you and your guests, it includes a primary bedroom and an en-suite bath with a double vanity on one side and a second bedroom with a guest bath on the other – ideal for visiting family, hobbies, crafting, or a home office
Enjoy year-round comfort in the four-season room, featuring large Simonton tempered solar windows with Low-E glass and a mini-split system. Beyond, a shaded backyard offers a peaceful, private retreat to enjoy your morning coffee or unwind at the end of the day.
Numerous recent improvements add value and peace of mind:
Hurricane windows throughout (2023), Main house roof (2025), Four-season room roof (2024), Carrier HVAC system (2020), Garage side door (2024), Stove, dishwasher, and refrigerator (2025), Smoke detectors (2026), New Pergo waterproof, high-performance laminate flooring throughout (October 2026).
With its generous living space, thoughtful floor plan, inviting outdoor setting, and extensive updates, this home offers a wonderful opportunity to enjoy comfortable, low-maintenance living in the desirable 55+ Palm Cay community with its modest monthly fee which includes trash service, a 24-hour manned gate, and access to community amenities. Optional RV and Boat storage may also be available for an additional fee. Conveniently located near shopping, dining, medical facilities, I-75, and the World Equestrian Center, with access to Gainesville and Orlando. Come see how comfortably this home can fit your lifestyle!
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Assumptions and Disclosures
- Interest rates and APRs presented are based on current market rates, are for informational purposes only, are subject to change without notice and may be subject to pricing add-ons related to property type, loan amount, loan-to-value, credit score and other variables - call for details.
- This is not a credit decision or a commitment to lend.
- Depending on loan guidelines, mortgage insurance may be required
- If mortgage insurance is required, the mortgage insurance premium could increase the APR and the monthly mortgage payment. Additional loan programs may be available.
- APR (annual percentage rate) reflects the effective cost of your loan on a yearly basis, taking into account such items as interest, most closing costs, discount points (also referred to as "points"), and loan-origination fees. One point is 1% of the mortgage amount (e.g., $1,000 on a $100,000 loan).
- Your monthly payment is not based on APR, but instead on the interest rate on your Note.
- Adjustable Rate Mortgage (ARM) rates assume no increase in the financial index after the initial fixed period. ARM rates and monthly payments are subject to increase after the fixed period.
- These special rates presented here are only available when you pre-qualify and are not guaranteed until lock-in.
- Amounts may be rounded up. Additional fees and closing costs apply. If the down payment is less than 20%, mortgage insurance may be needed, which could increase the monthly payment and APR.
- Calculations are generated by Open Source mortgage calculation software tools using common mathematical formulas. All calculations should be independently verified.
- Please contact a loan specialist to get specific payment examples and information regarding your particular needs.
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