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Property Description
Easy living starts here! This light, bright, and move-in ready home offers a practical, comfortable layout with all the right spaces to settle in and feel right at home. This 2 bedroom 1 bath home features an eat-in kitchen with granite countertops, vinyl plank flooring and sliding glass doors leading to a vinyl-enclosed Florida room with plenty of natural light, a nice spot for morning coffee or a hobby space. The spacious attached two car garage with double overhead doors includes built-in shelving, workbench, laundry hookups and a utility sink, offering plenty of room for storage and projects. Notable updates include a Roof (2015), HVAC heat pump (2023) and water heater (2023). Deep, open backyard is fully fenced with chain link with room to garden or relax, plus an irrigation system. Out back, you'll find a deep, fully fenced yard with plenty of space for gardening, relaxing, or enjoying the outdoors, along with an irrigation system for added convenience. Palm Cay offers a welcoming, active lifestyle with a 24-hour guarded entrance, clubhouse with daily activities, library, swimming pool, tennis and pickleball courts, and shuffleboard - all with a low HOA fee! Conveniently located along the desirable Highway 200 corridor, with easy access to shopping, dining, and everyday essentials. Schedule your private tour today!
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Assumptions and Disclosures
- Interest rates and APRs presented are based on current market rates, are for informational purposes only, are subject to change without notice and may be subject to pricing add-ons related to property type, loan amount, loan-to-value, credit score and other variables - call for details.
- This is not a credit decision or a commitment to lend.
- Depending on loan guidelines, mortgage insurance may be required
- If mortgage insurance is required, the mortgage insurance premium could increase the APR and the monthly mortgage payment. Additional loan programs may be available.
- APR (annual percentage rate) reflects the effective cost of your loan on a yearly basis, taking into account such items as interest, most closing costs, discount points (also referred to as "points"), and loan-origination fees. One point is 1% of the mortgage amount (e.g., $1,000 on a $100,000 loan).
- Your monthly payment is not based on APR, but instead on the interest rate on your Note.
- Adjustable Rate Mortgage (ARM) rates assume no increase in the financial index after the initial fixed period. ARM rates and monthly payments are subject to increase after the fixed period.
- These special rates presented here are only available when you pre-qualify and are not guaranteed until lock-in.
- Amounts may be rounded up. Additional fees and closing costs apply. If the down payment is less than 20%, mortgage insurance may be needed, which could increase the monthly payment and APR.
- Calculations are generated by Open Source mortgage calculation software tools using common mathematical formulas. All calculations should be independently verified.
- Please contact a loan specialist to get specific payment examples and information regarding your particular needs.
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