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Property Description
Welcome to Willow Oaks, one of Southeast Ocala's most established neighborhoods, where this 4 bedroom, 2 bath ranch sits on nearly a third of an acre under a canopy of mature oaks. With 2, 148 square feet of living space, the layout gives everyone room to spread out: a large living room anchored by a stone fireplace, a separate formal dining area, and a kitchen with a breakfast bar that overlooks it all. Luxury vinyl plank flooring runs through the living areas and bedrooms with tile in the kitchen and baths. The primary suite is oversized at nearly 22 feet long with TWO walk in closets and a tiled walk in shower. Three additional bedrooms and a full hall bath sit in their own wing. Inside laundry room is right off the kitchen with access to the attached 2 car garage. Out back, a 20 x 9 wood deck looks over a fully fenced backyard with a storage shed and plenty of room for pets, play, or a future pool. NO HOA, no CDD, Flood Zone X. Minutes to Maricamp Road shopping and dining, the Santos trailhead on the Cross Florida Greenway, downtown Ocala, and the hospitals. The home is vacant and easy to show, and the seller has a recent home inspection report on file.
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Assumptions and Disclosures
- Interest rates and APRs presented are based on current market rates, are for informational purposes only, are subject to change without notice and may be subject to pricing add-ons related to property type, loan amount, loan-to-value, credit score and other variables - call for details.
- This is not a credit decision or a commitment to lend.
- Depending on loan guidelines, mortgage insurance may be required
- If mortgage insurance is required, the mortgage insurance premium could increase the APR and the monthly mortgage payment. Additional loan programs may be available.
- APR (annual percentage rate) reflects the effective cost of your loan on a yearly basis, taking into account such items as interest, most closing costs, discount points (also referred to as "points"), and loan-origination fees. One point is 1% of the mortgage amount (e.g., $1,000 on a $100,000 loan).
- Your monthly payment is not based on APR, but instead on the interest rate on your Note.
- Adjustable Rate Mortgage (ARM) rates assume no increase in the financial index after the initial fixed period. ARM rates and monthly payments are subject to increase after the fixed period.
- These special rates presented here are only available when you pre-qualify and are not guaranteed until lock-in.
- Amounts may be rounded up. Additional fees and closing costs apply. If the down payment is less than 20%, mortgage insurance may be needed, which could increase the monthly payment and APR.
- Calculations are generated by Open Source mortgage calculation software tools using common mathematical formulas. All calculations should be independently verified.
- Please contact a loan specialist to get specific payment examples and information regarding your particular needs.
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